We particularly enjoy the quick turn-around times for the loans and the excellent communication we receive. HFS has one-of-a-kind loan programs and world-class service as shown by 1,500 + 5-star Reviews. How a Custom Pole Barn Can Transform Your Landscape. Your pool contractor may even be able to assist you through the loan process. Here's a summary of how we make pools and spas and pergolas happen! And if you dont have tens of thousands of dollars upfront to spend on a pool construction project, theres always pool financing. Flexible payment options and low fixed rates can support an array of home improvement projects, and customers can choose the best option for them. The technical storage or access that is used exclusively for statistical purposes. One of our exclusive lenders will then receive the application. Once they enter their preliminary information, one of our amazing customer care team members will be in contact with them quickly to let them know their loan options for their project. APR, terms, and loan amounts may differ based on loan purpose and credit profile. With HFS Financial, theres no extra paperwork for your business. Its estimated that about 75% of customers need a loan to achieve their home improvement dreams. Advertised rates and terms are subject to change without notice. Financial Independence, Retire Early: What Is the FIRE Movement? How about you? Not all will qualify. I'm glad I did. Who doesnt love a relaxing dip in the swimming pool on a sweltering, hot day? How Do I Talk to My Clients About Home Improvement Financing? We greatly appreciate the opportunity to earn your business! FICO score of 850 required for 4.99% APR. Private, unsecured loans typically need to be repaid sooner, however some have loan terms of 20 years or more. Does contractor financing impact my credit score? Thanks team! The interest rate on these loans is higher than on other types of loans. An inquiry is not an application. Accessory Dwelling Units (ADUs) are add-on living areas You no doubt come across all kinds of customers who Every client deserves to hear about their financing Offering financing for your contracting customers can We know youre busy. Learn how your comment data is processed. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Once the loan documents are signed and returned to Lyon Financial, the builder is given a clear to start and construction can officially begin. This place charges a $800 origination fee on home improvement loans. Very understandable and easy, seamless application process. From application to funding the process was very easy with no unnecessary time wasting in between. Lazy afternoons, endless evenings, and the freedom to relax with friends and family. Adam and Jonathan were easy to work with, professional, and courteous. NO STAGE FUNDING Within a week, we had the loan. We have recently found it in small print in the paperwork. Please click on the links below to fill out a pool . It means barbecues and graduation parties. You could teach your kids to swim right at home. HFS is our top choice for financing. By offering contractor financing with HFS Financial, you can increase your visibility, close sales, and get paid faster. Two companies we have relationships with are HFS Financial and Lyon Financial. Personal loans ranging in size from $20,000 to $25,000 are available from a number of lenders. By working with HFS Financial, you offer a streamlined lending process to your customers, with clear expectations and an easy-to-understand process that will leave your customers feeling satisfied and secure. I am very satisfied with HFS personally and professionally, which is why I have no hesitation in recommending them to our clients., If you're looking to finance your dream pool, the people @ HFS Financial have great terms and sincere customer service. I will definitely keep using them in the future. All information is subject to change without notice. Industry Leading Service from your Contractor Success Manager. We take the burden off of you so that you can do what you do best building the most fantastic home improvement projects around! Verification can help ensure real people write reviews about real companies. Loans 100% Up-Front I will recommend HFS Financial and Adam and Jamie team anytime. Subject to change. Nicole Dow is a senior writer at The Penny Hoarder. By discussing contractor financing options with each and every client, you can give your customers the peace of mind and confidence they need to hire you and get their amazing project started. I couldnt have done it any better. HFS not only allows you to offer industry-leading financing options, but we also supply you with all of the information you need to show your customers just how amazing and easy contractor financing can be for their project. He was a great communicator & the loan process was super smooth. After working with contractors for so long, we know what a game-changer that is. Plan to have it paid off by December of 2020 but I hate paying interest so hope we can finish it earlier. Which for 12 years is still lower than any others I can find. If you dont talk to your customers about financing, the process of getting funded and signing a contract is more difficult and takes more time. The pool companies typically arent offering the loan to you themselves, but theyve partnered with a lender or network of lenders to provide you with financing options. If your house didnt already come with a pool when you moved in, theres still a possibility of turning your pool fantasies into reality if you have enough space. Hello , This is an inactive thread. Some lenders may offer you financing if you have fair or poor credit, however you may have to pay a lot more over time due to higher interest rates. No ones score should be impacted that dramatically. Did you pay that fee? Re-imagine your backyard with a dreamy swimming pool loan. When we are asked questions about Lyon Financial minimum credit score and Lyon Financial pool loan credit score, we assess creditworthiness on several factors, but theres one thing we NEVER do. Funds are typically dispersed within 48 hours. There are a few key differences between Lyon Financial and HFS Financial. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. From your showroom, customers can use our Check My Rate for real-time lowest payment amounts on demand! This includes loans for people with bad credit and loans for people who are self-employed. Before you dig into your pool financing options, you should be clear on what monthly payment you can afford. $75,000 maximum loan amount So happy to work with them and would recommend to anyone. Payment example: Monthly payments for a $50,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $315.71. Lyon Financial. Lyons only pulls your credit once. Approved within hours. We got a loan from a local bank for 5.5%. If you have great credit you can get 6.5% interest on 50K for 10-15 Years and that drops to 6.25% if you do automatic payments. National Contractor Success Manager at HFS Financial Dallas-Fort Worth Metroplex. People seem to really like the company and appreciate the service they provide. Companies can ask for reviews via automatic invitations. Will I have any hidden costs associated with my loan? How the Lyon Financial Pool Loan Process Works, A Look at Rates & Terms for Signature Loans, Our Pool Loan Process & Frequently Asked Questions, How to Elevate Your Pool with Water Features, How to Keep Some Summer in Your Winter: Hot Tubs, Announcing 20-Year Terms on Signature Pool Loans, Pool Trends: Five New Pool Construction Materials, How to Find the Pool Shape That Suits You & Your Back Yard, The Top 6 Dos & Donts of Pool Maintenance, What to Ask Yourself Before You Build a Pool, Considers the big picture but accounts for all the small, supporting details, Clearly outlines every phase and every step within those phases, Makes room for adjustments based on client feedback, Is adhered to consistently by all employees, Includes a strong structure to communicate the progress of the process. They were in contact when needed making the process quick. And by training your staff to talk about financing when speaking to potential customers and clients, you can have a continual source of funding coming through to support your business. That said, it is not impossible to get approved for a loan from Lyons Financial, but it may be more difficult than going through a less reputable lender. get same day answers, Get instant loan answers OR speak with a loan consultant, Securely upload some basic documents for loan verification, If youre looking for smart, fast swimming pool financing, home improvement loans, or a loan for a backyard renovation project, youve come to the right place at HFS Financial. Quick online application. Loan Example: A loan for $60,000 with a fixed rate of 6.99% and an APR of 7.37% for a term of 20 years would result in 240 payments of $478.76, assuming the applicant(s) do not pay off the loan early. HFS Financial knows things, Accessory Dwelling Units (ADUs) are add-on living areas like a garage apartment or a tiny home for the backyard. Your APR may differ based on loan purpose, amount, term and your credit profile. The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user. You can also use bullet points such as: The great thing about working with HFS Financial is that we will keep you in the loop throughout your customers financing process. Financing is offered by third party lenders for pool renovation projects and new pool construction. Ill definitely use them again for my next outdoor project! Advertising a personal loan reported to credit report and no liens against the property. We are going to use Randolph Brooks Federal Credit Union. Outstanding customer service and even better terms for our customers, My experience with HFS has been amazing! People with poor credit may require a larger loan if they need it. Your APR and monthly payment may differ based on loan purpose, amount, term, and your credit profile. We are a registered 501(c)3 non-profit that is funded by user donations. We remain involved to ensure that progress on your backyard entertainment center is continuing and that your contractor is receiving the appropriate payments in the appropriate increments. A swimming pool can offer hours of enjoyment, and add value to your property. Because their home improvement loan funds upfront, your customers can quickly and easily access the funds they need and you get paid quickly on your terms. Subject to credit approval. Follow these steps to secure a loan for your pool. Lyon Financial is a credit bureau that uses a variety of financial data to help businesses make informed decisions about lending money. We recommend putting a short call-to-action (CTA) next to the HFS widget on your website. Its not a best practice and its in the worst interest of the client. Follow-up was direct and complete. HFS Financial. Some affiliates of Lyon Financial may offer a rate discount via AutoPay. Thank you so much. Mahabaleshwar: A Hill Station for all Seasons, Lyon And Healy: A History Of The Popular Banjo Manufacturer, The Pope: A Controversial Figure With A Long History. Up to 30 Year Terms With HFS Financial, your clients dont have to jump through hoops to find their loan and can get started on their project more quickly. Auto Pool Cover--looking for opinions/options, With over 300,000 members, TFP is the largest and most influential pool & spa website on the Internet. With many decades of experience in the home improvement financing space, we know just about all there is to know about all of your customers financing questions. Why should I get home improvement financing? I also enjoy how responsive your company is with me as well., "HFS Financial has been awesome. Will you be applying for an unsecured loan or do you plan to tap into your home equity or refinance your mortgage? Adam made sure that everything was explained and kept us informed of all ongoing actions. It only takes 60 seconds, and your credit will NOT be pulled. Home Improvement Lending Made Simple, offering 100% No Monday Down Financing from $10,000-$100,000, equity not required. Thanks, HFS!, HFS has provided loans for customers in a prompt timely manner for us. Offering financing helps you reach an array of customers. To answer the question about what credit bureau does Lyon Financial use? HFS Financial does not endorse,warrant,or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. When youre financing a pool, having a good or excellent credit score will help you secure a loan with a low interest rate. I highly recommend HFS to anyone looking for a pool or home improvement loan. Dear Penny: How Do I Get My Ex-Husbands $10K of Past-Due Alimony? Each pulls their own credit report on the customer, resulting in many unnecessary hits. Exact interest rate determined by credit profile. It is personally reviewed by a member of our loan team. Unlike personal loans that provide the borrower with the funds upfront, Lyon Financial disburses the funding directly to the pool builder in stages as the project progresses. Get estimates from multiple pool companies so you have a better idea of what options exist. Advertised rates and terms are subject to change without notice. At 118 Morlake Dr Suite 202, Lyon Financial Reviews has offices in Mooresville, NC. For one, Lyon Financial offers a wider range of loan products than HFS Financial. This post on Budget Planning may be helpful. The process was easy and seamless. Lyon Financial Vs Hfs Financial. Terms up to 20 years They have been courteous, knowledgeable and thorough. *Available on approved credit, not all will qualify. Capital One 5 years . Adam Sidle and Jonathan Kahl were amazing to work with. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Get Paid on Your Draw Schedule, not the Lender's. Get Automated Updates on All Your Customers. You wont be required to submit a credit check because these loans are pre-approved and have a lower interest rate. What credit score do you need for pool financing? Specially, Jennifer, she was with me from beginning to end with pointing out the things needed from me. We understand that an effective process is one that: Through every business technological advance over the years to each swimming pool innovation, we have stood firm on the principle of helping people get what they want. Dont forget to factor in maintenance and additional utilities usage when estimating how much you can afford to go toward pool costs. Every customer can rest assured that when they choose your contractor financing, they are getting a reliable and secure solution from a trusted partner. Maximum loan amount of $75,000. Payment example: Monthly payments for a $50,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $315.71. Conditions and limitations apply. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. How many years can you refinance a pool for? Loans up to $500,000 Help them secure financing, build a great rapport with your clients, and close those sales to boost your business. Rates start at 6.49%. Lyon Financial is pleased to offer a wide range of financing options to applicants with a credit score of at least 620. Credit scores must be at least 620 in order to apply; however, there is no credit score requirement. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. Your customers will know upfront how much they are approved for, the scope of the project they can afford, and the way the funds will be received. Loans for non-pool/standalone home improvement projects may incur different rates and terms based on loan purpose. To set up your HFS widget, you first need to download it directly from our website. The cost of all of the materials and labor required to construct a pool can range from $20,000 to $100,000. Richard and Joe were fantastic. The APR listed is for a signature loan between $50,000 and $200,000 with a term of 360 months, for applicants with excellent and substantial credit (including but not limited to a minimum credit score of 800 and a debt-to-income ratio/DTI of 50% or less). Central Bank. Our Contractor Resource Center has your widget ready for download. All information is subject to change without notice. That's why we offer flexible and convenient financing options, subject to approved credit. Unlike most home improvement loans, you the consumer get all the money funded directly to you, upfront. What they really need to know is, How much is the monthly payment, and does it fit into my budget?. And when they talk about how amazing the process was to work with you, those word-of-mouth recommendations and online reviews can boost your business in major ways. Is Money Heavy on Your Mind? HFS Financial: Apply Here. With a HELOC, you can pull out funds as needed to finance your pool construction and other home improvement projects. As a matter of policy, BBB does not endorse any product, service or business. What types of home improvement projects can I finance? Customers can get approved funds fast, so they can start their project on time. By offering financing through HFS, you speed up the process and put the power in your customers hands to find out their loan terms quickly. Before each stages payment is released, we ask that you complete a brief electronic form to verify that the scope of work for that stage has been completed. HFS Financial is not responsible or liable for any products, services, information,or other materials displayed, purchased, or obtainedbecause ofor in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification,loan,or interest rate analysis. Here at HFS, we dont only exist to help homeowners find financing to bring their dreams to life.

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