118 Morlake Drive . *Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. to our Military Families. My representative (Kevin) explained my options perfectly, taught me about negative trade, and helped me fix something on my credit rating which was a mistake I didnt even know existed! Why It Made the Cut: Marcus by Goldman Sachs offers perks for borrowers who consistently pay their monthly installment on time. Count on Sunmark Credit Union to help you attain affordable financing that addresses your needs and budget. Payment example: Monthly payments for a $50,000 loan at 6.99% APR with a term of 20 years would result in 240 monthly payments of $387.35. The total cost of a loan was an important consideration as well, which is why we weighed discounts and fees in addition to each lenders annual percentage rate. HFS has one-of-a-kind loan programs and world-class service as shown by 1,500 + 5-star Reviews. Through our exclusive lenders, we offer financing solutions for swimming pool and home improvement projects nationwide. A: No, we do not currently finance any owner-builds at this time. Edward Jones - Financial Advisor: Brian Mathis, Edward Jones - Financial Advisor: Robert W Winkler. This way, potential customers can quickly see if they qualify for a pool loan and, if so, what terms they may be eligible to receive. While some companies provide pool financing through personal loans or home improvement loans, Lyon Financial extends dedicated loans for the express purpose of funding pool installations. HFSs platform loans are personal loans which mean NO EQUITY is needed and all loans fund 100% Direct-to-Consumer. Homeowners who value a seamless online experience may be pleased to hear that the pool loan company supports an online application process thats quick, intuitive, and easy to complete. My wife an I both have 800+ credit scores, no debt (besides the mortgage) so our debt to income ratio is < 15%. Lyon Financial and Viking Capital both specialize in swimming pool financing. Some lenders offer specialized pool loans to finance installations, but borrowers may also be able to use personal loans for these renovation projects. Lyon Financial does not do a hard inquiry. Send us a message today! With a HELOC, you can borrow against the equity in your home at any time up to the limit set by the lender. Since a borrowers credit score could impact the availability of different financing options, homeowners may want to consider lenders minimum credit score requirements early in the selection process. Here are some things to consider if youre looking for a pool loan with bad credit. As long time members of the community, we try to do whatever we can to help our customers get the pool of their dreams. . One option for financing your pool is to get a personal loan from a bank or credit union. Pool loan reviews can provide some insight, but homeowners may want to vet the best pool loan companies themselves as well. Swimming Pool Financing. LightStream is also a relatively digital-focused loan provider. Unlike many banks and credit unions, our experience is unique to swimming pools, not just any type of loan. Lyon Financial. but Viking Capital made it quick and painless. Viking Capital offers a variety of loan products to meet the needs of its customers. but Viking Capital made it quick and painless. Our pool company wasn't set up in our system but he was able to get them set up in a timely matter so we could move forward with our dream pool project. Visit Lyon Financial for More Information. Although its rate calculator can be a bit inaccurate due to certain baked-in criteriausers are assumed to have excellent credit, for instancethe tool gives borrowers a good idea of what their loan options look like and what amount they could owe each month throughout the life of the loan. We gave our Best Overall award to LightStream due to its low starting APR, autopay discount, Rate Beat Program, and same-day funding option. Lyon Financial was incredible to work with. There is no prepayment penalty! repayment terms are flexible, and Viking Capital also offers a number of other financing options, such as lines of credit and term loans. HomeFlex100 Line of Credit allows for flexible options for those with little or no equity, borrow up to 100% equity. We then reach out directly to you and go over the details and next steps in the loan process. We use the after improved appraised value and go all the way up to a 95% loan to value. Through Viking Capital, our mission is to help other hard-working physicians like you to achieve the freedom you deserve and to create the . If youre considering a Viking pool, youre probably wondering how much it will cost. 118 Morlake Dr Suite 202, Suite 202, Mooresville, NC 28117 United States, Since 1979, we have made the backyard resort dream come true for over 400,000 families nationwide. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. This means youll save money on interest over the life of the loan. To begin the application, click "Qualify Now!," located in the black bar, towards the top right of the page. Funding times are a bit longer as well, with 5-day funding time frames being pretty typical with this lender. We are proud to offer these great loan options Our focus on pool financing means that unlike most banks, credit unions and investors, we develop loan products specifically designed for pool construction. CONTACT 941-371-2252. A: No, all of our services are absolutely free to builders. Lyon Financial. Applicants are eligible for a free financing consultation and advised of all their loan options and pertaining details with no obligation and based on a soft credit pull that will not hurt their credit. The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network. By Jeff Keleher Published Sep 8, 2022 11:46 AM. Our staff and business partners are proud to offer our lowest rates to those with military affiliation. In that case, it may be worth looking into local banks that offer pool loans. Our team of Pool, Spa, and Backyard Specialists are here and ready to help transform your dream into a reality. You can be confident thats what youll get with LightStream, because we back our low rates with our Rate Beat Program. Borrowers may want to be sure that their loan amount will be large enough to cover the entire cost of installation, from site preparation and excavation to electrical work and lighting. The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran. To continue the process of Financing for your pool, we will redirect to a website outside of OC Poolscapes.Lyon Financial & Viking Capital are not affiliated with OC Poolscapes, but we do have a finance partnership.To get started on the financing process, click the link below for either Lyon Financial or Viking Capital and submit your customer information. The company also supports a dedicated mobile app that customers can use to manage their loans, including scheduling payments, updating account information, and checking the progress of their repayment schedule. Of course, our friendly and knowledgeable specialists are always just a quick phone call away to provide updates or answers to any questions you may have. LightStream offers pool loans at very competitive rates, with eligible borrowers potentially receiving an APR as low as 4.99 percent. Viking Capital was the answer to our dream of adding a pool to our backyard living environment. Lyon Financial is a broker, which means they connect borrowers with multiple lenders. Viking Capital, Inc. Financial Services Ponte Vedra Beach, Florida 313 followers Financing for home improvement projects including swimming pools, hot tubs, decks, indoor/outdoor kitchens, baths, etc. will treat you like the valued customer that you You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply. But before you apply for a pool loan, its important to understand how your credit score can affect your ability to get approved and what interest rate youll be offered. Game summary of the Detroit Lions vs. Minnesota Vikings NFL game, final score 24-28, from September 25, 2022 on ESPN. You'll feel like the valued customer you are. time with each and every customer. He was responsive, knowledgeable and clearly a subject matter expert in his field and the best part, no high sales pitch or pressure! Concord Pools & Spas. If the pool builder of your choice has not worked with us before, there is a brief setup process. A lower total cost may not make sense if the borrower will struggle to make loan payments each month. The best pool loan companies have a lot to offer, but not every one will be the right choice for every household. Find out how easy a pool financing could be from the company who knows pools inside and out! Their customer Service is exceptional. Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. Checking lenders APR ranges can help customers avoid higher pool loan rates, but they may want to consider the impact their own credit history and financial status will have on the APR that they are ultimately offered. The top loan providers in this space vary quite a bit in terms of the precise benefits they bring to the table. Whether they specialize in this type of financing or not, though, the best pool loan companies can provide numerous advantages to benefit borrowers, including: Homeowners have a lot of options when it comes to financing a pool installation. Please wait while flipbook is loading. Homeowners who are anxious to get started on their pool installationif they have a contractor ready to begin work, for instancemay not want to wait too long to hear back about their application status. Some of the best pool loan providers offer discounts that help eligible customers lower the total cost of their loan and owe less on their monthly payments. >>> Lyon Financial >>> HFS Financial >>> Viking Capital Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. We have been wanting to build a pool for many years and now that we have pulled the trigger we need a good loan company. Submit your loan application . $$ info@poolloan.net Closed now 9:00 AM - 5:00 PM Loan Service vikingcapitalinc Photos See all The financing you need to make the memories you deserve. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. That can provide some peace of mind for homeowners who would rather not put up any of their possessions or assets as collateral to finance their pool installation. In general, companies that specialize in pool loan financing offer much longer loan terms, with borrowers repaying their loan amount over the course of a decade or more. We use cookies to optimize our website and our service. Ryan Harris was our Viking Capital representative and we couldnt have been luckier. There was never high pressure sales on anything like that. Some borrowers may qualify for an APR as low as 4.99 percent, which can help save them money on interest over the length of the loan. We strive to provide a 5-Star worthy experience to every customer. Lengthy funding time frames could delay the building process if contractors move on to other jobs because the funds needed for a deposit are not immediately available. Highly recommend! Additionally, borrowers must have at least two years of verifiable income and asset documentation. *Available on approved credit, not all will qualify. One such product is the Capital Pool Loan, which is designed for business owners who are looking to expand their businesses. This way, homeowners can feel confident that their contractor has the expertise, background, and skills needed to build a structurally sound pool and stay on schedule. We refinance your current mortgage plus the cost of the swimming pool, closing costs and prepaids into one low interest loan. We've partnered with Viking Capital to offer financing for all our customers, at very affordable rates! We've come across this loan with a 12 year 7.99% (decent for an unsecured pool loan), and no prepayment penalty, but the credit aspect seems suspect and fishy.. What's the catch here? Maximum loan amount of $75,000. Submit your loan application and Viking Capital helps you select the best loan for your needs and qualifications. information secure and enable our Top-Notch viking capital financing click here: lyon financial click here ~ we autograph our work with excellence ~ roc 300590 / 300592. home about us gallery construction video packages contact us financing landscape selections . Advertised rates and terms are subject to change without notice. It is a big financial investment, but its also a huge quality of life investment. They offer a wide array of loan options and have the ability to work with borrowers in all credit tiers. Viking Capital is the rare lender that specializes in pool loans, which may appeal to homeowners who want to work with a company that understands which financing terms make the most sense for. Lenders will use your credit score to determine your likelihood of defaulting on the loan. SoFi does offer some flexibility for borrowers who fall on hard financial times, though. I realize everyones situation varies, but our entire process from start to finish was completed within several days. The disadvantage is that if housing prices fall and your homes value decreases, you could end up owing more than what your home is worth (known as being underwater on your mortgage). Let us suggest the right program for you to make your swimming pool dream come true. Apply Now and we will schedule your FREE Loan Consultation! . We couldnt have. There was never high pressure sales on anything like that. * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. We offer a wide range of financing options through our four trusted partners: Lyon Financial, Viking Capital and Paramount. Viking Capital HFS Financial Lyon Financial Your Bank or Credit Union Click the tabs to the right to learn more about each financing option. Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. Heres a closer look at Viking Capital vs Lyon Financial: What are the interest rates? Customers can also explore a wide range of other loan products from this lender. If you have loan needs, Viking Capital is your answer. Subject to change. Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. Lenders may offer a wide range of pool loan rates that are subject to the borrowers financial qualifications. That's why we have partnered with Lyon Financial to offer incredible financing rates! A: We look at your overall credit health, including your credit score and debt-to-income (DTI) ratio. L. Do you have a project in mind? HFS performs a soft credit check to present you with full loan options. However, if you still don't see what you're looking for or require further information, contact us directly at 877-754-5966 and one of our friendly and experienced specialists will be happy to assist you. The decision to build an inground swimming pool is a big one. Once they receive your pre-application, they will help you through the process of choosing a lender program that best fits your needs. Easy, done. This can be beneficial because it allows you to work with just one company throughout the entire process. Ideally, we like to see a DTI of 50 percent or less (including the amount of the loan you're requesting). They have a simple application process and you can be approved for up to $250,000. These loans may come with higher interest rates, but they can still help you achieve your goal of owning a pool. With their easy-to-use platform and quick approval . Our Pool Loan Calculator is a great resource for exploring potential monthly payments, and can be accessed by clicking "Loan Calculator," located in the black bar, towards the top center of the page. 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